Outsourced bookkeeping & finance ops · US & Canada

Clean books. Clear numbers. Out of the spreadsheets.

Finance operations that give owners their numbers in real time and their time back — without hiring a full finance team too early. Bookkeeping, reconciliations, AP/AR, and monthly reporting, run by a team led by a Chartered Accountant.

Book a free Books Health CheckSee what we handle
Chartered Accountant–ledWorks in QuickBooks & XeroNo long-term contracts
CAChartered Accountant–led
Works in QuickBooks & Xero
Read-only access · your data stays yours
Based in India · serving US & Canada
By the 10th
Monthly books closed, every month
11 hrs
Saved per owner each month
100%
Books reconciled to the bank feed
2 weeks
Typical onboarding, backlog cleared

For owners who've outgrown doing their own books — but aren't ready for a full finance team.

If you run an agency, professional-services firm, SaaS, or growing SMB between 5 and 100 people, you don't need a controller yet. You need clean books, numbers you can trust, and your evenings back. Fiscals is the finance back office in between.

What we handle

A full finance back office — without the headcount

Pick the pieces you need today. Add the rest as you grow. Each runs to a fixed monthly cadence, with a named Chartered Accountant accountable for the work.

Monthly bookkeeping

Day-to-day books kept current and categorized — never a year-end scramble again.

Bank reconciliation

Every account matched to your statements, every month, down to the cent.

Accounts payable & receivable

Bills paid on time and invoices chased, so cash keeps moving through the business.

Payroll support

Runs processed and reconciled, with the filings kept tidy behind them.

Monthly financial reporting

P&L, balance sheet, and cash flow you can read — with a note on what changed.

QuickBooks & Xero, catch-up & cleanup

Setup, migration, and backlog cleanup — then kept current with a clean monthly close.

How it works

Handing off your finances, without the friction

From first call to a clean monthly close in about two weeks. You keep ownership of every account the whole way.

01

Free Books Health Check

A 15-minute review of how your books are set up. You get a one-page findings summary to keep — whether or not we work together.

02

We get set up

We connect your accounts with read-only access, clear any backlog, tidy the chart of accounts, and agree a monthly rhythm.

03

Clean books, on time

Every month: reconciled books closed by the 10th, a clear report on what changed, and your time back on the calendar.

The decision

Outsourced finance ops vs. an in-house hire

Outsourcing gives you a full bookkeeping function — and a Chartered Accountant's oversight — for less than the cost and management overhead of one in-house hire, with no recruiting, no benefits, and no single point of failure when someone takes leave.

 Fiscals (outsourced)In-house bookkeeper
Monthly costOne flat fee, scoped to volumeSalary + benefits + payroll taxes
ExpertiseCA oversight on every closeOne person, one skill level
CoverageA team — no gaps for leave or sick daysSingle point of failure
Ramp-upProductive in 1–2 weeksHiring, onboarding, training
ReportingMonthly pack, owner-readableDepends on the hire
ScalingAdd services as you growRe-hire or restructure
Trust & security

Is it safe to outsource bookkeeping overseas?

Yes — when the provider works inside your platform with read-only access, role-based permissions, and a named Chartered Accountant accountable for the work. Fiscals never has the ability to move your money, and your books stay in your own QuickBooks or Xero account.

A remote team led by a CA, fluent in both US and Indian finance systems, gives you continuity and oversight that a single in-house hire can't — no single point of failure, and a second set of expert eyes on every close.

Read-only bank access
We reconcile from the feed. We never have the ability to move your money.
Permissioned & encrypted
Role-based access and encrypted document storage. You can revoke access anytime.
A named CA, accountable
Your books run under a Chartered Accountant — not an anonymous queue.
Your data, your platform
Books stay in your own QuickBooks or Xero account. No lock-in, ever.
Our approach to pricing

How much does outsourced bookkeeping cost?

A flat monthly fee, scoped to your transaction volume and complexity — never hourly, never a surprise. You get the exact number after a free Books Health Check, so you can decide with the full picture in front of you.

Essentials

For owners who just need clean, current books.

Lower transaction volume
  • Monthly bookkeeping
  • Bank reconciliation
  • Monthly P&L
  • Email support
Growth

For teams that live by their numbers each month.

Moderate volume & complexity
  • Everything in Essentials
  • AP / AR management
  • Full monthly reporting pack
  • Quarterly review call
Full ops

A complete outsourced finance function.

Higher volume, multi-entity
  • Everything in Growth
  • Payroll support
  • Cash-flow reporting
  • Dedicated CA contact

Custom quote after your free Books Health Check · No long-term contracts · Cancel anytime

Who you're working with

Founder-led by a Chartered Accountant

Fiscals is led by Asmita Avadia, CA — a Chartered Accountant with hands-on experience across accounting, audit, and tax, and fluent in both US and Indian finance systems. Every client's books run under that oversight, not handed to an anonymous queue.

Fiscals provides outsourced bookkeeping and finance operations for growing businesses in the United States and Canada. We sell financial visibility and your time back — not cheap labor.

Connect with Asmita on LinkedIn
Asmita Avadia, CA
Founder & Chartered Accountant
  • Named CA oversight on every monthly close
  • Remote-first support for US & Canada businesses
  • Clean handoffs across books, AP/AR, payroll support, and reporting
What owners say

Numbers they can finally trust

“We truly appreciate Fiscals for their precise accounting work and prompt reporting. Their team is highly professional, detail-oriented, and a pleasure to work with.”

WA
Wibes Academy
Monthly accounting & financial analysis

“It was an amazing experience working with you and your team. You have always been helpful and responsive. We will definitely collaborate in the future.”

QB
Quattro Business Solutions
QuickBooks deployment
Questions, answered

Frequently asked questions

Outsourced bookkeeping is priced as a flat monthly fee scoped to your transaction volume and complexity — not by the hour. You get the exact number after a free Books Health Check, so you decide with the full picture in front of you. No setup fees, no long-term contract.

Yes — when the provider works inside your platform with read-only bank access, role-based permissions, and a named Chartered Accountant accountable for the work. Fiscals never has the ability to move your money, and your books stay in your own QuickBooks or Xero account, owned by you.

Outsource when you need clean books and reporting but not a full-time salary, benefits, and management overhead. An in-house bookkeeper makes sense once volume and on-site needs justify a dedicated hire — usually well after an outsourced team has paid for itself.

A bookkeeper records and reconciles your day-to-day transactions and produces monthly reports. An accountant interprets those books for tax, strategy, and compliance. Fiscals keeps the books clean and report-ready so your accountant or CPA spends less time on cleanup and more on advice.

QuickBooks Online is the US default with the widest accountant and app ecosystem. Xero is strong for multi-currency, unlimited users, and a cleaner interface. Fiscals works in both and recommends based on your stack — there is no wrong choice when the books are run well.

It brings months or years of unrecorded or messy transactions current and reconciled. Fiscals clears the backlog first, then keeps you current with a monthly close — so you are tax-ready and out of the year-end scramble for good.

Most clients are fully onboarded within one to two weeks. We connect your accounts with read-only access, review the current state of the books, clear any backlog, and agree a monthly cadence.

Always. Your books live in your own QuickBooks or Xero account. We work inside your platform with permissioned access you can revoke at any time. No long-term contracts, no data lock-in.

Growing businesses in the US and Canada — agencies, professional-services firms, SaaS, and general SMBs, roughly 5 to 100 employees — that have outgrown DIY books but are not ready for an in-house controller.

Yes. Fiscals keeps the books clean and reconciled month to month, and hands your accountant a tidy, year-end-ready set of records. Most CPAs prefer it — less cleanup, fewer questions at tax time.

Get your numbers in real time — and your time back.

Book a free Books Health Check: a 15-minute review of how your books are set up, with a one-page findings summary you keep — whether or not we work together.

Book a free Books Health CheckEmail sales@fiscals.in